Did you ever get the feeling that someone is trying to scam you? It happened to me recently, and fortunately I had trusted my instincts, because I could have stolen my identity if I was not careful. Let me tell you how it can be so you do happen from the same fraudsters who have almost protect me.
It all started with a random voicemail message on my work. It was a woman, allegedly by a law firm and she needed to discuss a personal and confidential matter concerning aDelinquency on a Chase credit card. Well, first of all I would like to know for a fact that I do not delinquent on all accounts. I can be in debt up to my eyeballs, but I always make the minimum payment on my credit standing remains well. Plus, I do not even have a credit card with Chase!
Ironically, there is another woman in my company with the same name as me so I assumed she just had the wrong person and deletes the message. But I stillReceiving messages requesting I call back on this personal matter to discuss. Something about the calls just did not seem right to me. I mean, even if I owe someone money would not a reputable debt collection agencies contact me via e-mail first? Perhaps a certified letter detailing the claim against me? I had not received anything in the mail.
And why I was only receiving calls at work? All accounts I opened would surely had my home phone number. Where do they even have some of my workfrom?
The next time I cried on the phone, and I found myself immediately in defensive mode. The woman on the phone insisted that I have to give my address and the last 4 digits of my Social Security Number, so that they could confirm, "she spoke to the right person." I replied: "I do not divulge personal information to a stranger on the phone if I do not know who you are or what your real story."
I was told they can not give that information only confirmedwho I am. But they expected to give of myself, my personal information? I do not believe it!
The conversation continued in circles for a few minutes with "Sandy" tries to run pry information out of me until I finally said to her, I would not speak to them again and if they have a legitimate claim, they send me a letter and I will have my to respond lawyer. I have not heard of them.
After this ridiculous call I decided to use a phone reverse lookup service to find out moreabout the caller. It turns out, the number was not listed (Why should a legitimate business phone number are given?) And belonged to a person halfway across the state. There were no reports from the law firm or collection agency they allegedly represent. I'm pretty sure they just keep one of my work number and somehow gave me a list of people to try and con money out of my identity or steal. Losers.
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